If you’ve been waiting for an affordable home that offers space, freedom, and no HOA restrictions — this is your moment. Opportunities like this are limited, especially in Ocala Waterway Estates. This 3-bedroom, 2-bath home sits on an oversized .46-acre cul-de-sac lot and may qualify for possible down payment assistance and USDA financing, making homeownership more attainable than ever. Even better — roof was installed in March 2024, giving you peace of mind from day one. The fully fenced yard with vinyl privacy fencing offers the freedom to truly enjoy your property — perfect for pets, outdoor projects, entertaining, or simply relaxing without HOA rules. Inside, you’ll love the flexibility of multiple living spaces, including a formal living room, comfortable family room, and a bonus room ideal for a home office, game room, or potential fourth bedroom. The kitchen opens into a spacious, air-conditioned living area that naturally becomes the heart of the home. Two bedrooms feature private access to a screened porch — a fantastic setup for guests, roommates, or multi-generational living. Plus, with two screened porches, you can enjoy Florida mornings and evenings year-round. Need extra space? A screened block building with plumbing and electricity creates endless possibilities — workshop, studio, guest space, or even a home-based business. Front and rear irrigation systems help keep the yard green and low-maintenance. Homes offering this much land, flexibility, no HOA, and financing potential are rare. Schedule your private showing today and come see why this one stands out — before someone else grabs it!