ELIGIBLE FOR ZERO DOWN PAYMENT FINANCING – NEW ROOF MARCH 2024! Versatile 3-Bedroom Home on Nearly Half an Acre – No HOA – Eligible for Zero Down USDA Financing – Great for Hobbies, Home Business, or In-Laws Welcome to Ocala Waterway Estates! This spacious 3-bedroom, 2-bath home sits on a .46-acre lot at the end of a quiet cul-de-sac and is surrounded by vinyl privacy fencing—ideal for pet lovers, hobbyists, and anyone seeking flexible living space without HOA restrictions. Inside, you’ll find a formal living room, a cozy family room, and a bonus room that can function as a home office, craft room, or potential 4th bedroom. The kitchen opens to a large A/C-cooled living area—perfect for entertaining—with direct access to the backyard. Two bedrooms have private access to a screened porch, making this home a great option for an in-law suite or multi-generational living. Enjoy morning coffee or evening breezes from two screened porches designed for relaxation and privacy. Out back, a screened exterior block building with plumbing and electricity is ready to be transformed into a workshop, studio, guest suite, or home business space. Front and back irrigation systems keep the yard lush and green year-round. Best of all—this home qualifies for zero down USDA financing, making ownership more affordable than ever! Schedule your private showing today and explore the possibilities.