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Shawn Wright
Fidelity One Mortgage

Things to Consider When Selecting Homeowners Insurance

If you own a home, then you need homeowners insurance.

And if you watch TV, chances are you’ve been inundated with commercials for various companies (some advertise more aggressively than others).

While you may love a company’s spokesperson (or spokesanimal) or have a favorite commerical or jingle, according to thebalance.com, it’s a good idea to shop around for the best price and policy value, customer service, claims services, and financial strength.

Here are the top-rated five companies for each category (web sites are only listed once).

Price and Policy Value (are you getting the coverage you need at an affordable price?):

• USAA (usaa.com)
• Country Insurance (countryfinancial.com)
• Amica Mutual (amica.com)
• Auto Owner's Insurance (auto-owners.com)
• Erie Insurance Group (erieinsurance.com)

Customer Service (how well does the company respond to your needs?):

• Amica Mutual
• USAA
• Erie Insurance Group
• Cincinnati Insurance (cinfin.com)
• Nationwide (nationwide.com)

Financial Strength (is the company financially secure and able to pay claims and stay in business?):

• Progressive (progressive.com)
• Erie Insurance Group
• Allstate (allstate.com)
• Country Insurance
• Amica Mutual

Claims Services (how effectively and efficiently does the company handle the entire claims process, from submission to payment?):

• USAA
• Amica Mutual
• Country Insurance
• Auto Owner's Insurance
• American Family (amfam.com)

So, if you need homeowners insurance or are thinking about switching companies, take the time to do some research and get the best insurance for your home. 

Other blog entries

New Ocala First Responders' Campus (06/30/2020)
Supporting Local Ocala Businesses (06/18/2020)
Food Distribution in Ocala (05/27/2020)
Ocala/Marion County sees big activity drop, but it's not all bad news... (05/02/2020)
How Coronavirus is Affecting Real Estate (03/18/2020)
New Terminal at Ocala International Airport Opens (03/03/2020)
Many Millennials Leaving Cities for Suburbs (02/17/2020)
Ocala Population Expected to Grow in the Next Three Years (02/03/2020)
Ocala/Marion County annual market report is up! (01/23/2020)
Ocala, My City (01/07/2020)

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